Wednesday, May 08, 2013

"An investment in knowledge pays the best interest." ~ Benjamin Franklin

I have a very peculiar colleague who just loves to know everything, including how I spend my days, my time and my money. Last week, while we were having dinner, he asked, "So, what have all of you decided to do with your money?"
 
"I," he proudly declares, ".. have decided to buy a Mercedes Benz, S Class."
 
"I've used it to buy a house!" Another colleague chips in.
 
"I use it buy gold, and trade in Forex." says another.
 
"How about you, Jean? What are you going to do with all the money that you've accumulated?" asks my concerned colleague.
 
I just smiled and answered, "I don't know..." even  though I have a few ideas on what I'd possibly do with it. Guys... they can be very nosy sometimes. They love to offer opinions, even when it is not sought after.
 
So, what do I really want to do with my savings? House? I've got a pretty, decent house. All I need is one. I don't need another. Car? If I'm constantly out of the country, and my office is next to the train station, why do I need a car? Family? My family members are all independent by now. Everybody can fend for themselves. So I don't have to worry about them for the moment. Trust funds? Nope. They're not a very good investment, it's too volatile. Stock market? It's the same as trust funds and bonds. Trading in foreign currency? It's a stranger to me.
 
What's the best investment for me at my present stage? It's education.
 
I have always believed in education. With education, one can soar above the skies like an eagle. It is the key to liberation from poverty of mind, soul and spirit. There are many quotes that emphasizes on the importance of education, especially for girls and women. For instance:
1. If you educate a man you educate an individual, but if you educate a woman you educate a  nation.
2. Teach a girl, feed a village.
3. Educated girls, empowered societies.
 
I believe education is the best investment one can ever make. Investment in property may ensure that you have a stable life, that your future generation will never have to worry about their next source of income, but the benefits are limited only within the confines of your immediate family members. Investment in funds, bonds and stocks are high risk, and you might lose your funds overnight when the market comes crashing down.
 
However, if you invest in education, it'll bring you places . In fact, hasn't history proven how numerous individuals has elevated their quality of life by getting an education? The more one is taught, the more one's mind expand, and the more eager they are to apply what they've learnt and share it enthusiastically and passionately with others. The benefits of education extend way beyond the confines of your social circle and family members. A good educational institute ensures that you establish connections with industrial experts, professors who author books on several subjects, and expose you to as much real world experience as possible. You'll develop the intellectual and communication skills to convince others, and emerge with more structured thoughts, organized workflow and stand up for your own opinions. The best part is, you will be able to defend your ideas and support it with solid facts, figures and proven theories'; not easily swayed by others just because it wasn't your first degree.
 
With education, you will never go wrong. Never think it is a waste. It is always useful! I have never met an individual who regretted pursuing their post-graduate studies. Even though it may sting at first, but it is really worth it. So, remember, don't look back.

Forge ahead towards the realization of your dreams.
 
Remember, you are almost there. If anybody can do this, it's you!
 
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"Invest in yourself. Your career is the engine of your wealth."
 - Paul Clitheroe -
 
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Other investment quotes worth referring to:
1. Warren Buffet
2. Investing Answers
 

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